Pedro, a legal immigrant from Mexico, and George, a white male whose family has been in America for several generations, have each applied for a car loan at the local bank. Pedro's loan was turned down while George was granted a loan. In comparing their credit history, both men had good credit, and their debts and income were comparable.
This is an example of ________ against Pedro.

A) individual prejudice
B) institutional prejudice
C) individual discrimination
D) institutional discrimination

In sociology, the term institutional discrimination refers to the discriminatory mistreatment of an individual or group of individuals by society and its institutions.

The difference between institutional discrimination and discrimination is that in the latter, individuals make a choice to discriminate while in the other one it's the institutions who do it through unequal selection which is done in an intentional or unintentional way.

In this example, Pedro is a legal immigrant from Mexico and George is a while male. They both applied for a car loan and Pedro's loan is turned down and George's was approved even though they both have a similar credit history, debts and income. We can see that in this case, Pedro was treated in a discriminatory way by an institution (the bank) and not by specific individuals. Thus, this would be an example of institutional discrimination.