Answer: Option D
Explanation: From the definition of household, household means the house and its occupants. In this context, the household possibly contains an entire family, such as father, mother and the children. It can be agreed that these set of people and the house itself are regarded as lives and property. It is lives and properties that require insurance.
From the options above, option C is the best that shows the household that needs life insurance because it contains the house that can be lost in case of a fire, also insurance that can cover for lives(such as children) is also important.