Answer:
b. safety
Explanation:
"it wants to make sure are taken care of in the future"
This means it prefers a safety investment.
The beta of the investment should be lower to reduce the deviation from the expected market return
The liquidity is not as important right now as the children are young. Once they start highschool or collegue Gina will need to make higer withdrawals. Plus, she want's to look into the future, this also is a clear inshight that Gina do not require liquidity right now
The market risk a global variance Gina cannot reduce the risk inherent to the market.
The business failure would be associate with safety which is a most suitable term.