Lucy Ramirez has $22,500 in income. After a recent trip to Cuba, she discovers that there is a 25% chance of acquiring Cubanitis. The disease is 100% curable but requires the Fidelonomy procedure (at a cost of $12,500). The Kuba-Kuba Insurance Company offers a policy that will cover the Fidelonomy. The premium they charge is $4,000. Of this premium, the pure premium is __________ and the loading fee is _______.
