Question

During an appointment scheduled to discuss a Medicare Advantage prescription drug plan (ma-pd) mr Peters asked his agent to describe a stand alone prescription drug plan that his neighbor told him about what should his agent do

Answer 1

Answer:

His agent should describe what a stand alone prescription is

Answer 2

Answer:

The agent should inform Mr. Peter about a Part D Medicare plan to let him know about a stand-alone prescription drug plan.

Explanation:

Stand-alone drug plans refer to the plans that has been chosen and purchased by the beneficiary on their personal choice and is not associated with an Original Medicare plan. Generally, it refers to the Part D plan of Medicare insurance.

The agent should also mention to the beneficiary about the Affordable Care Act of 2014 which made prescription drug plans essential in all health plans which made the necessity of a stand-alone plan unnecessary if the beneficiary already have an existing health plan.

Original medical plan is the only plan that doesn’t come with the coverage of prescription drug. In such case a stand-alone medical plan is needed.