If you can’t easily afford to “gift” the money, then don’t do it; otherwise, you will introduce a level of resentment into the relationship. I have done this in the past in situations where there was a major financial burden put upon people who were otherwise financially responsible. In that case, they didn’t ask for any sort of loan;It depends in how much you can trust in that person, in your relationship. For example, If you feel like you must give them the money, make it a one-time gift. You should tell them that if they right themselves in the future, you would be happy to receive a gift in return. This way, there is no burden of debt in the relationship; you’re giving the money with no expectation of any return.
