Ms. Gibson recently lost her employer group health and drug coverage and now she wants to enroll in a PPO that does not include drug coverage. What should you tell her about obtaining drug coverage?
(A) She can enroll in the PPO, but she will not be able to purchase a stand-alone Medicare Part D prescription drug plan.
(B) She can enroll in the PPO and purchase drug coverage through a stand-alone Medicare Part D prescription drug plan.

(C) She can enroll in the PPO and purchase drug coverage through a Medigap plan.
(D) She can enroll in the PPO and if she decides that she wants drug coverage, she will be able to drop her PPO at any time in favor of a Medicare Advantage plan that includes such drug coverage

Respuesta :

Answer:

A

Explanation: She can enroll in the PPO, but she will not be able to purchase a stand-alone Medicare Part D Prescription drug plan.

Based on the information given, Mrs. Gibson can be enrolled in the PPO, but she can't buy a stand-alone Medicare Part D prescription drug plan

  • PPO means the preferred provider organization and this is the health insurance plan which helps in providing maximum benefits as the person can visit an in-network physician or an out-network physician.

  • In this case, since Mrs Gibson has lost her employer group health and drug coverage, then, she will not be able to purchase a stand-alone Medicare Part D prescription drug plan.

In conclusion, the correct option is A.

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