Was killed in an accident or was dismembered.
The AD&D provision of life insurance stands for Accidental Death and Dismemberment. Should a person die in an accident this is additional money that their beneficiary would receive. These plans also pay for dismemberment, which means that you would receive a payment if you were dismembered as the result of an accident. This may include injuries like loss of a limb, loss of sight or loss of hearing.
