Your credit and how well you manage it is something that will stick with you for life. If you start establishing bad credit by taking out lots of loans or missing payments, you will hurt your credit and have a harder time buying a car or house in the future.
It is also important to shop around for credit to make sure you get a good deal. Some sources of credit have higher rates and tons of fees while some have 0% APR for a short time and no fees, or offer points on purchases.
Whether you are shopping for goods, services, or credit it is important to consider all the factors and make a smart informed decision.
