Respuesta :

Spending is the one term that describes using assets to accomplish a goal in the present. Without spending, it is almost impossible to reach a goal in this modern world. This is the reason for choosing this answer. I hope that this is the answer that you were looking for and it has actually come to your help.
The correct answer is:

Spending.

Explanation:

Spending is using money that you have, otherwise known as assets, to obtain material objects or pay bills.  This accomplishes a goal in the present time.