Match the legislation with its definition Tiles Equal Credit Opportunity Act Fair Credit Reporting Act Fair and Accurate Credit Transactions Act Consumer Credit Protection Act Pairs requires credit companies to disclose terms and conditions of finance charges arrowBoth prohibits discrimination based on age arrowBoth protects the integrity and privacy of a consumer's credit information arrowBoth addresses the risk of identity theft arrowBoth

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26-06-2018
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Match the legislation with its definition Tiles Equal Credit Opportunity Act Fair Credit Reporting Act Fair and Accurate Credit Transactions Act Consumer Credit Protection Act Pairs requires credit companies to disclose terms and conditions of finance charges arrowBoth prohibits discrimination based on age arrowBoth protects the integrity and privacy of a consumer's credit information arrowBoth addresses the risk of identity theft arrowBoth

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savagethug23 savagethug23 · Answer 1 · 2018-11-02T17:01:10+01:00

savagethug23 savagethug23

02-11-2018

1.) Requires credit companies to disclose terms and conditions of finance charges

Consumer Credit Protection Act

2.) Prohibits discrimination based on age

Equal Credit Opportunity Act

3.) Protects the integrity and privacy of a consumer's credit information

Fair Credit Reporting Act

4.) Addresses the risk of identity theft

Fair and Accurate Credit Transactions Act

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francocanacari francocanacari · Answer 2 · 2019-04-25T22:07:21+02:00

Answer:

1- Equal Credit Opportunity Act --- prohibits discrimination based on age

2- Fair Credit Reporting Act --- protects the integrity and privacy of a consumer's credit information

3- Fair and Accurate Credit Transactions Act --- addresses the risk of identity theft

4- Consumer Credit Protection Act --- requires credit companies to disclose terms and conditions of finance charges

Explanation:

1- The Equal Credit Opportunity Act, passed in 1974, prohibits credit agencies from denying credit to an applicant for discriminatory reasons.

2- The Fair Credit Reporting Act of 1970 aims to promote the accuracy and privacy of consumer data in the hands of credit reporting agencies.

3- The Fair and Accurate Credit Transactions Act protects users from identity theft, and establishes a program for the safe disposal of consumer information from the databases of credit agencies.

4- The Consumer Credit Protection Act makes the costs, charges and credit conditions clear to policyholders.