Should the federal government borrow money? They have used credit. Evidence of this fact is depicted in America's debt. Credit is not free money. America does not need to continually spend money they don't have. The U.S. has already degraded itself due to it's debt, and while credit can be used as a good thing, the U.S. has already misused it, so why should they abuse money they have to pay for? I do not believe that the U.S. should use credit due to their debt, their actions (as of now), and their reputation.