Debit cards allow bank customers to spend money by drawing on funds that they deposited with the card provider. Credit cards allow consumers to borrow money from the card issuer up to a certain limit in order to purchase items or withdraw cash.The difference is that a debit card has a Visa® or Mastercard® logo on its face. ... When you use a debit card, the money is deducted from your checking account. With a credit card, you're borrowing money to be repaid later. ATM and debit cardsallow you to use ATMs, a safe and convenient way to manage your money.A bank account debit card is linked to your checking account. A prepaid card is not linked to a checking account. Instead, you are spending money you loaded onto the prepaid card in advance. In most cases, you can't spend more money than you have already loaded onto your prepaid card.Unlike credit and charge cards, payments using a debit card are immediately transferred from the cardholder's designated bank account, instead of them paying the money back at a later date. Debit cards usually also allow for instant withdrawal of cash, acting as an ATM card for withdrawing cash.
I hope this helped a little !
