In regards to diversity and financial style there are many differences between income level, ethnicity, and worldview. specifically, low-income families tend to view things from a(n):

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i believe the answer is: Collective perspective

Collective perspective tend to make people stray away from individualism.
This would diminish people's drive to compete and beat other people who strive for a same goal. As a result, people with collective perspective tend to be less likely to obtain high positions and salaries.
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