Which one of the following is most unlikely to qualify for long-term-care (LTC) insurance?
A. Tom, whose handicap means that he is unable to drive to go to work.
B. John, who has serious and frequent memory losses, declared to be a cognitive impairment
C. Betsy, who had a stroke, can take care herself for the most part, but needs assistance in herself bathing and feeding
D. Tony, who as result of aging and not due to any disability is unable to get in and out of the tub and dress himself
