How many ADLs must a policyholder be unable to perform in order to receive LTC benefits? and what are they?
a. The policyholder must be unable to perform 2 ADLs, including activities such as bathing, dressing, toileting, transferring, continence, and eating.
b. The policyholder must be unable to perform 3 ADLs, including activities such as bathing, dressing, toileting, transferring, continence, and eating.
c. The policyholder must be unable to perform 4 ADLs, including activities such as bathing, dressing, toileting, transferring, continence, and eating.
d. The policyholder must be unable to perform 5 ADLs, including activities such as bathing, dressing, toileting, transferring, continence, and eating.
