One difficulty that owners of antique and classic automobiles encounter when addressing their loss exposures through insurance is that
A. Physical damage coverage on an actual cash value basis does not reflect the automobile's current value.
B. Physical damage coverage on a replacement cost basis is typically the only option available.
C. Liability insurance for such automobiles is difficult to obtain.
D. Liability coverage is often restricted when such automobiles are driven in parades and other special events.
