Wainwright Bank refuses to give Laszlo a mortgage unless an accommodation party signs the instrument as well. Laszlo's sister Lana signs the loan and writes, "I guarantee collection." Can Wainwright claim directly against Lana without first demanding payment from Laszlo?
a. Yes, because Lana has the same liability to Wainwright as Laszlo.
b. No, because Lana wrote "I guarantee collection," Wainwright cannot go after Lana until Laszlo refused to pay.
c. No, because Laszlo is the maker.
d. Yes, because Lana is a co-maker.
