Brenda, 72, is in fairly poor health and requires the services of a visiting nurse several times a week, as well as help with several activities of daily living. She lives solely on Social Security and a small annuity and has about $40,000 in savings. The best way for Brenda to pay for the cost of her care is:
a) Using her savings until they are depleted, then applying for Medicaid
b) Applying for Medicaid immediately
c) Seeking assistance from charitable organizations
d) Selling her home and moving to a long-term care facility
