Shelly Brown, a broker agent, shares the same office space and equipment with her real estate agent sister, Simone. Simone often provides MA leads to Shelly, and both cooperate closely together. Considering their family and professional ties, which of the following safeguards are necessary for Shelly to implement in securing beneficiaries' data?
a) No safeguards are necessary as family members are exempt from privacy regulations.
b) Shelly should avoid discussing work-related matters with Simone.
c) Shelly should ensure that beneficiaries' data is kept separate from Simone's real estate business and implement strict access controls.
d) Shelly should rely solely on Simone's handling of data security measures.
