Which option best describes surveillance monitoring?
A. It is an automated type of transaction monitoring which may combine multiple types of transactions and is likely to use various rules to identify individual transactions, patterns of activity, or deviations from expected activity
B. It is a process used by banks for reviewing types of transactions for potentially suspicious activities
C. It is a method for managing alerts so they do not become overwhelming
D. It is the process of making the final decision whether to report a transaction or activity by filing a Suspicious Activity Report (SAR)
