CHALLENGE PROBLEM Pamela Kruse drives to and from work in her red
sports car. Her driver-rating factor is 4.85. Her insurance coverage
includes 100/200 bodily injury and $100,000 property damage. She has
$50-deductible comprehensive and $50-deductible collision coverage.
Her car is in age group A and insurance-rating group 13. How much
more will her annual premium be if she increases the liability coverage
to 300/300/100?