2. मनोजले XYZ बैंकबाट वार्षिक 12% अर्धवार्षिक चक्रीय • ब्याजदरमा 2 वर्षका लागि रु.4,00,000 सापट लिएछन् । एक वर्षपछि बैंकले सोही दरमा त्रैमासिक चक्रीय ब्याज तिर्ने नीति परिवर्तन गरे छ। Mr. Manoj borrowed Rs. 4,00,000 from XYZ bank at the rate of 12% p.a. compounded half yearly for 2 years. After one year, the bank changed its policy to pay the interest compounded quarterly at the a same rate. a) उसले पहिलो वर्षमा कति ब्याज तिर्नुपर्छ? How much interest should he pay in the first year? b) दोस्रो वर्षमा उसले कति ब्याज तिर्नुपर्छ? How much interest should he pay in the second year?