may assign only one per group 1 A business has three cars that three employees use for business work, but they often work from home, so they are also allowed to take the cars home and even to use them for their private motoring. Each of the employees has to complete insurance declarations for the insurers. Figure 10.6 shows examples of the kind of questions the insurers include in the proposal form. 1 What is your age? 2 What is the address where 9 Is your car used for business purposes? 10 Will the vehicle be driven by any driver who is under 25? your car 3 is kept? What is the make and model of car? 4 What is the size of the car engine? Has the engine been altered to increase its performance? 5 6 What is the year of registration? 7 Is the car normally kept in a garage? How long have you been a qualified driver? 8 A Figure 10.6 Proposal form questions a) Why is the insurance company interested in the age of the driver of the vehicle? b) State why an insurance company would offer a 'no claims discount'. c) What would be the relevance of questions 4 and 5 to the premium that will 11 Has any proposed driver of the car had any driving convictions in the last ten years? 12 What sort of cover do you want for your car? be charged? d) Take any four questions from the list not considered so far, and explain the purpose of them Try to choose questions that address different factors that influence the amount of premium charged. Langwer the following questions
