Services offered by computerized loan origination (CLO) systems are permitted under RESPA as long as certain conditions are met. RESPA does NOT say that
a. brokers are required to disclose the existence of loan products other than those presented by their CLO.
b. brokers may charge whatever fees they determine are fair for the service.
c. only borrowers may pay fees charged for the CLO service.
d. mortgage brokers may pay a referral fee for the mortgage loan.
