The author argues that the World Bank and other global capitalist institutions are pressuring different countries to 'privatize public health and retirement.' What does privatize mean in this context? It means that __________.
1) individuals would be free to move to any country that they felt had a good health care system and retirement system
2) individual people would have to join health care and retirement plans that are run by large (non-governmental) companies
3) the organization of the World Bank would form a global 'safety net' to ensure that minimum standards of health care and retirement income would apply to citizens of all countries
4) individual people would be responsible for paying for their own health care and for their own retirement