You are the Chief Underwriter of Debt Products for Mutual Life Insurance Company. The institution's Senior Lending Officer walks into your office and shares the following:
"I'm short on my quota of deals for this year and my wife just told me that her BMW needs a new transmission. I'm trying to finance a 300,000 square foot office building. The Property will appraise at a 6.5% cap all day long. I've offered The Borrower two financing alternatives,
