janet arbuckle has decided that she only needs $30,000 per year to live a comfortable life. in talking to her financial advisor, he forecasts 3% inflation in the long run. as janet wants to retire 20 years from now, she has calculated her first-year retirement needs will be about $72,000 in future dollars. is she correct? why? a) yes, adjusting for inflation, $30,000 will be worth approximately $72,000 in 20 years. b) no, adjusting for inflation, $30,000 will be worth approximately $39,000 in 20 years.. c) no, adjusting for inflation, $30,000 will be worth approximately $31,800 in 20 years d) no, adjusting for inflation, $30,000 will be worth approximately $54,000 in 20 years. group of answer choices d a c b