The ______banned credit card companies from issuing cards to anyone under age​ 21, unless the person can show proof that they can repay the loan independently. Since Maria works only during the​ summer, she would ____this test. It is _____that she can obtain a credit card without her​ parent's help at this time.​ However, once she turns age 21 she will ___________________a credit​ card, if she has no _____credit history to suggest mismanagement.