What Is an MCA Lender Buying? In basic terms, the MCA lender is buying your future sales transactions. You have a contract with them and MCA lenders will assess your sales to see if you’re eligible for them to lend you the money, but the importance of an MCA is that it gives you an infusion of cash quickly. If you have some water damage that you want to fix in your coffee shop, but don’t have the funds to divert to the repair, an MCA could be an effective way to quickly raise funding for those unexpected repairs.
