murphy has opened two credit cards in the last year. use the information on each credit card located in the table below to answer the question that follows. account name account number date opened balance past due account status credit limit plug-it-in electronics credit card xxxx 5/2/11 $1,745.79 $0.00 pays as agreed $18,000 handy hardware credit card xxxx 10/11/10 $517.02 $0.00 pays as agreed $4,500 what is the debt-to-credit ratio of the handy hardware credit card? (3 points)