in which of the following situations would you prefer to be the lender? a) the nominal interest rate is 8 percent, and the inflation rate is 5 percent. b) the nominal interest rate is 3 percent, and the inflation rate is 1 percent. c) the nominal interest rate is 13 percent, and the inflation rate is 15 percent. d) the nominal interest rate is 10 percent, and the inflation rate is 5 percent.