which of these is true regarding private mortgage insurance (pmi)? a) pmi costs 5% of the principal amount that is collected from the buyers each month with their mortgage payment. b) pmi costs 0.5% of the principal amount that is collected from the buyers each month with their mortgage payment. c) buyers who put less than 20% down will most likely be required to purchase pmi. d) buyers who put less than 30% down will most likely be required to purchase pmi.