In the context of the four major income-maintenance laws, _____ provides benefits in the form of full retirement payments after age 67 (for those born in 1960 or later), or at reduced rates after 62, to worker and spouse.Multiple Choicethe Social Security Actthe Federal Unemployment Tax Actworkers' compensationthe Employee Retirement Income Security Act7) In the context of the four major income-maintenance laws, _____ excludes federal government employees hired prior to January 1, 1984.Multiple Choicethe Federal Unemployment Tax Actthe Social Security Actworkers' compensationthe Employee Retirement Income Security Act9) In the context of the four major income-maintenance laws, _____ covers all employees except some state and local government workers, domestic and farm workers, railroad workers, and some nonprofit employees.Multiple Choicethe Social Security Actthe Employee Retirement Income Security Actworkers' compensationthe Federal Unemployment Tax Act10) With respect to health information, the _____ includes strict provisions to safeguard employee privacy.Multiple ChoiceHealth Insurance Portability and Accountability Act (HIPAA)Employee Retirement Income Security Act (ERISA)Public and Health Service ActHealth Care Freedom Act14) An individual or group health plan that provides or pays the cost of medical care may not:Multiple Choiceuse the employer's ability to deny coverage for a preexisting condition.be able to safeguard employee privacy.disclose protected health information.none of these.20) Which of the following is NOT an area of payment covered by workers' compensation?Multiple ChoicePayments to employers while injured workers are recoveringPayments to replace lost wagesMedical treatment and rehabilitation costsRetraining to perform a different type of work24) _____ is one of the leading causes for an increase in the cost of health care.Multiple ChoiceThe maintenance of health-care exchangesThe increase in drug costsThe decreasing number of illegal immigrantsThe rising cost of child care25)The "gatekeeper" in a "managed-care" health insurance plan is the:Multiple Choiceprimary-care physician.insurance cost monitor.the employee.the HR representative.