Mike invested $350,000 in Apple and sold the business three years later for 1.5 times the price. During the activity of three years, it had a total net profit of $45,000, and the total costs (salaries+taxes+expenses) averaged over one year were (48,000 - 200) $, of which taxes constituted 1/3. Calculate the value of all taxes and capital gains of Mike's business. Calculate the business's average annual return and real return if the average annual inflation was 32.10%.