A business offers its employees two options for health care coverage, Plan X and Plan Y. Plan X has a lower prenium and a higher deductible than Plan Y. Who should choose Plan X for his or her health coverage? Abigail, who is relatively healthy but is planning on having expensive surgery in the next year, should choose Plan X. O Madison, who rarely gets sick and wishes to retain as much of her income as possible each month, should choose Plan X. O Charlie, who regularly visits his doctor to monitor a variety of different health issues, should choose Plan X. Jacques, who wants to limit his financial liability in case of a future health emergency, should choose Plan X.
