Now let's look at a coworker of Joe's named Fran. She has the same job as Joe, and in an amazing coincidence happens to be
the same age. Sounds like her and Joe should get together and go bowling or something. Anyhow, Fran is much more frugal
than Joe: she commits to spending only 70% of her salary and saving the rest in the same retirement plan that Joe is invested in.
Let's see what Fran's graph looks like. Again, the horizontal axis is her age.
$400,000.00
