Triangle XYZ is shown on the coordinate plane.

A triangle on the coordinate plane with vertices X at 0 comma 5, Y at 10 comma 3, and Z at 4 comma negative 1.

If triangle XYZ is translated using the rule (x, y) → (x − 2, y + 4) and then reflected across the x-axis to create triangle X″Y″Z″, what is the location of Z″?

(−2, −9)
(2, −3)
(8, −7)
(8, 4)