a young, recently married couple, would like to purchase a home within five years. they have $2,000 in savings and $400 a month to invest. in addition, they owe $35,000 on student loans to be repaid over the next 10 years. what type of mutual fund investment would likely be the best recommendation? a) invest $2,000 in a real estate investment trust for the home purchase and use the $400 per month to pay down the student loans. b) build up cash reserves and then save for a down payment on the new home. investing must wait. c) dollar-cost-average $400 per month in an asset allocation fund, lowering the average cost per share of the investment. d) pay down the student loans and invest $200 a month in a value fund for purchase of a new home. quizlet