During the AEP, on October 30, Marissa enrolls in the Devoted Health HMO Medicare Advantage plan for an effective date of 1/1/2023. On November 15, Marissa meets with Janice of ABC Insurance Agency and enrolls in a stand-alone prescription drug plan (PDP) also for an effective date of 1/1/2023. If Marissa does not make any further changes to her Medicare enrollment choices, on January 1, 2023 she will be on…
